Mortgages by Scott
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Mortgages for self-employed borrowers, business owners, and real estate investors. Most mortgage systems are built for W-2 employees. If your income comes from a business, commissions, 1099 work, or investments, that mismatch often leads to confusion, bad advice, or unnecessary denials. Welcome to Mortgages by Scott. This channel is focused on helping entrepreneurs, freelancers, and real estate investors understand how mortgage underwriting actually works when income is complex — and what options exist when traditional banks fall short. I’m Scott Hastings (NMLS #926762), a mortgage broker specializing in bank statement loans, DSCR loans for investors, jumbo mortgages, and other alternative documentation programs. I break down how lenders evaluate income, why borrowers are often told “no,” and how the right loan structure can change the outcome. 📍 Licensed in AR,FL,GA,IN,MD,MO,NV,NH,NC,SC,VA Contact me to discuss your situation: 👉 https://www.mortgagesbyscott.com/contact-us/
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